Received a Nudge Letter or Considering Making a Voluntary Disclosure to HMRC?

Get Safe, Specialist Voluntary Disclosure Advice – Reduce Penalties & Protect Yourself

You’ve spotted an issue with your tax – maybe undeclared income, offshore assets, crypto gains, property income, or a simple mistake from past years.

    Get a Free HMRC Case Review

    Find out where you stand with HMRC and what to do next – confidential, no obligation.

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    Received a Nudge Letter or Worried About Undeclared Tax?

    You’re Not on Your Own – We Can Help Get This Sorted

    You’ve spotted an issue with your tax – maybe undeclared income, offshore assets, crypto gains, property income, or a simple mistake from past years.

      Get a Free HMRC Case Review

      Find out where you stand with HMRC and what to do next – confidential, no obligation.

      🔒

      We value your privacy

      Please read our Privacy Policy

      Need to make a Voluntary Disclosure to HMRC?

      If you’re reading this, you’re probably feeling anxious right now. A nudge letter has arrived, you’ve realised something was missed on past returns, or you’re concerned about offshore accounts, crypto, or other undeclared income – it’s stressful, but you’re not alone, and it’s absolutely fixable.

      At Voluntary Disclosure Advice, we specialise in helping people just like you make a safe, unprompted (or prompted) disclosure to HMRC.

      Our independent specialists (ex-HMRC inspectors and leading tax experts) guide you through the process – quickly, confidentially, and affordably. No big-firm fees, no judgement – just clear, practical steps to resolve it and move forward.

      Why Make a Voluntary Disclosure Now?

      Massive Penalty Reductions

      Unprompted disclosures often mean 0%–30% penalties (compared to up to 100%+ or even 200% offshore if HMRC discovers it first).

      Avoid Criminal Prosecution

      Voluntary action shows good faith – HMRC treats it far more leniently than prompted or investigated cases.

      Covers All Common Situations

      Offshore accounts, crypto gains, property income, undeclared earnings, or simple errors – we use the right route (Worldwide Disclosure Facility, Contractual, or standard voluntary disclosure).

      Peace of Mind Fast

      Stop interest and worry from building – most cases settle quickly once disclosed properly.

      Expert Help Without the Hassle

      We connect you instantly to a vetted specialist – no long triage calls, no upfront costs for initial advice.

      How it works

      Step 1

      Complete Our Quick Form (2–3 minutes)

       Share brief details about your situation (nudge letter received? Self-discovered error?

      Step 2

      Instant Matching

      We introduce you same-day to the best-matched panel specialist for your exact case.

      Step 3

      Free Initial Chat

      Get straightforward, no-obligation advice on your options, likely penalties, and the safest next steps.

      Step 4

      Safe Disclosure

      Your specialist handles the submission, calculations, supporting documents, and HMRC communication – you stay in full control.

      Step 5

      Resolution & Relief

      Most cases settle with reduced (or no) penalties – back to normal life without ongoing stress.

      The questions we get asked most

      1. What is a voluntary disclosure?

      A voluntary disclosure is when you tell HMRC about undeclared tax or income before they find out themselves. It can be unprompted (you spot it first) or prompted (after a nudge letter).

      2. How much can penalties be reduced?

      Unprompted disclosures often attract 0%–30% penalties. Prompted ones are higher but still far lower than if HMRC investigates fully.

      3. What if it’s offshore or involves crypto?

      The Worldwide Disclosure Facility (WDF) is designed for this – we help you use the correct route and minimise exposure.

      4. Will I face criminal action if I disclose now?

      Very unlikely – voluntary disclosure demonstrates cooperation and usually keeps things civil.

      5. How far back does HMRC look?

      Typically 4–6 years for careless errors, 6 years for careless, up to 20 years for deliberate behaviour – but early disclosure limits the damage.

      Latest Guides

      Free plain-English articles – updated regularly

      A Few Recent Examples

      “Received a COP9 letter for undeclared offshore income. I was convinced it was going criminal. They explained everything calmly, handled the disclosure, and it was settled civilly in 13 months. I slept properly for the first time in weeks after the first call.”

      – Company director, North West

      “HMRC opened an investigation into my property rental income. Thought I’d lose the houses. They took over, dealt with all the meetings and paperwork, and got it closed with penalties I could manage.”

      – Landlord, South East

      “Ignored the first letter – big mistake. Second letter threatened prosecution. They stepped in, turned it around, and it finished civil. Wish I’d called on day one.”

      – E-commerce business owner

      “Best decision I made was picking up the phone. They were straight with me from the start and took all the stress away.”

      – Self-employed consultant

      The call is completely free and confidential

      No sales pitch. No obligation.
      Just a proper conversation with someone who deals with these letters every day.